{"id":9176,"date":"2026-10-29T10:00:28","date_gmt":"2026-10-29T08:00:28","guid":{"rendered":"https:\/\/bdfexperts.de\/?p=9176"},"modified":"2026-10-29T10:05:02","modified_gmt":"2026-10-29T08:05:02","slug":"liquidity-planning-aligns-with-the-business-model","status":"publish","type":"post","link":"https:\/\/bdfexperts.de\/en\/latest-insights\/liquidity-planning-aligns-with-the-business-model\/","title":{"rendered":"Liquidity planning aligns with the business model"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"9176\" class=\"elementor elementor-9176 elementor-9171\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c653bb3 e-flex e-con-boxed e-con e-parent\" data-id=\"3c653bb3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6c79ed21 elementor-widget__width-auto text-extrabold text-uppercase elementor-widget elementor-widget-heading\" data-id=\"6c79ed21\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Expert article<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c717e85 elementor-widget__width-inherit text-extrabold  elementor-widget elementor-widget-heading\" data-id=\"c717e85\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Liquidity planning aligns with the business model<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16432281 text-extrabold text-uppercase elementor-widget elementor-widget-heading\" data-id=\"16432281\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">October 29, 2026<\/span>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6ccc7c7b e-flex e-con-boxed e-con e-parent\" data-id=\"6ccc7c7b\" data-element_type=\"container\" data-e-type=\"container\" id=\"insight-single-item\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7aff2489 e-con-full e-flex e-con e-child\" data-id=\"7aff2489\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_offset&quot;:120,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;laptop&quot;,&quot;tablet&quot;],&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t<div 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elementor-widget-table-of-contents\" data-id=\"34e0e46\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h3&quot;],&quot;container&quot;:&quot;.event-content&quot;,&quot;exclude_headings_by_selector&quot;:[],&quot;no_headings_message&quot;:&quot;No headings were found on this page.&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;marker_view&quot;:&quot;numbers&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h5 class=\"elementor-toc__header-title\">\n\t\t\t\tContents\t\t\t<\/h5>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__34e0e46\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<svg class=\"elementor-toc__spinner eicon-animation-spin e-font-icon-svg e-eicon-loading\" aria-hidden=\"true\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M500 975V858C696 858 858 696 858 500S696 142 500 142 142 304 142 500H25C25 237 238 25 500 25S975 237 975 500 763 975 500 975Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-76bc77ee e-con-full e-flex e-con e-child\" data-id=\"76bc77ee\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b336f78 elementor-widget__width-inherit post-feature-image elementor-widget elementor-widget-image\" data-id=\"1b336f78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"430\" src=\"https:\/\/bdfexperts.de\/wp-content\/uploads\/2026\/05\/Finance1-medium.jpg\" class=\"attachment-large size-large wp-image-7006\" alt=\"\" srcset=\"https:\/\/bdfexperts.de\/wp-content\/uploads\/2026\/05\/Finance1-medium.jpg 800w, https:\/\/bdfexperts.de\/wp-content\/uploads\/2026\/05\/Finance1-medium-300x161.jpg 300w, https:\/\/bdfexperts.de\/wp-content\/uploads\/2026\/05\/Finance1-medium-768x413.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-658b6667 e-con-full event-content e-flex e-con e-child\" data-id=\"658b6667\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e509984 elementor-widget elementor-widget-text-editor\" data-id=\"7e509984\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div>\n<p><em>A plant manufacturer plans liquidity differently than a trader\u2014and both differently than an industrial conglomerate. If you don\u2019t tailor your planning to your own business, your plans will be out of touch with reality. Part 3 of our \u201cTreasury Engineers\u201d series.<\/em><\/p>\n<p>Two companies can use the same treasury software and still have fundamentally different requirements. The difference lies not in the tool, but in the business model. A liquidity plan that works for one company will fall short for another.<\/p>\n<p>A trading company aggregates large volumes of data and must quickly account for seasonal fluctuations. An industrial company with long payment cycles focuses primarily on planning long-term capital commitments. And in mechanical and plant engineering\u2014the sector where many of our customers operate\u2014project-based business dominates: no detailed day-to-day scheduling, but rather large cash flows that are closely tied to milestones. If a project is delayed, the payment is delayed\u2014and this information must be incorporated into the planning immediately. This requires particularly agile management.<\/p>\n<h3>Three Horizons, One Big Picture<\/h3>\n<p>As different as the models are, the logic behind the planning levels is transferable. They interlock:<\/p>\n<p>Daily cash management typically covers the next three days. It ensures liquidity and manages cash positions in day-to-day operations. Short-term planning extends from one to twelve weeks and focuses on operating cash flows. Finally, medium-term planning\u2014often spanning three to 24 months\u2014forms the basis for strategic decisions such as investments and financing strategies.<\/p>\n<p>These levels only realize their full value when they work together. Those who manage them separately end up with three isolated views. Those who link them together gain a robust overall picture\u2014from today\u2019s account balance to next year\u2019s financing decisions.<\/p>\n<h3>International means: in the original currency<\/h3>\n<p>For companies operating internationally, there is an additional layer to consider. When planning is done in local currencies, currency risks become transparent rather than being hidden in converted aggregate line items. A seamless process from forecasting to hedging then improves the quality of forecasts and supports financial stability.<\/p>\n<p>It is precisely this end-to-end approach that the Liquidity Planning Cockpit (LPC) from BDF EXPERTS embodies. It integrates the planning levels with SAP and guides the planning process from forecasting through the original currency to hedging\u2014without any system disconnects, providing a single, shared view for all stakeholders.<\/p>\n<p>For the Treasury Engineer, planning therefore does not mean applying a standard model, but rather reflecting the reality of their own business. This is the prerequisite for turning numbers into sound decisions.<\/p>\n<p><em>Part 3 of our \u201cTreasury Engineers\u201d series. Based on a guest article by Michael V\u00f6lkl (Head of Consulting Treasury, BDF EXPERTS) in the trade magazine DerTreasurer, Issue 1\/2026.<\/em><\/p>\n<p><em>The text and graphics were created with AI support and editorially reviewed by BDF EXPERTS.<\/em><\/p>\n<p>&nbsp;<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1696b736 e-con-full elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-id=\"1696b736\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4a9f50d1 e-flex e-con-boxed e-con e-parent\" data-id=\"4a9f50d1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40dd8d2f elementor-widget__width-inherit text-bold elementor-widget elementor-widget-heading\" data-id=\"40dd8d2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Related articles<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75d86f00 elementor-widget__width-inherit elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"75d86f00\" data-element_type=\"widget\" data-e-type=\"widget\" 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--e-global-typography-text-line-height );margin-bottom:0px;margin:0px 0px calc(var(--kit-widget-spacing, 0px) + 20px) 0px;width:100%;max-width:100%;}.elementor-widget-button .elementor-button{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );background-color:var( --e-global-color-accent );}.elementor-7055 .elementor-element.elementor-element-f4b6601 .elementor-button{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );fill:var( --e-global-color-accent );color:var( --e-global-color-accent );background-color:#F2F2F200;border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-accent );border-radius:5px 5px 5px 5px;padding:10px 20px 10px 20px;}.elementor-7055 .elementor-element.elementor-element-f4b6601 .elementor-button:hover, .elementor-7055 .elementor-element.elementor-element-f4b6601 .elementor-button:focus{color:var( --e-global-color-1426c74 );background-color:var( --e-global-color-accent );border-color:var( --e-global-color-accent );}.elementor-7055 .elementor-element.elementor-element-f4b6601 .elementor-button:hover svg, .elementor-7055 .elementor-element.elementor-element-f4b6601 .elementor-button:focus svg{fill:var( --e-global-color-1426c74 );}.elementor-7055 .elementor-element.elementor-element-f4b6601{margin:uto0 0 calc(var(--kit-widget-spacing, 0px) + 0) 0;width:100%;max-width:100%;}@media(max-width:1440px){.elementor-widget-theme-post-featured-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-post-info .elementor-icon-list-item{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-7055 .elementor-element.elementor-element-022ee3e .elementor-icon-list-item{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-7055 .elementor-element.elementor-element-a7455c5 .elementor-heading-title{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}.elementor-widget-theme-post-excerpt{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-7055 .elementor-element.elementor-element-08693ae{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}.elementor-7055 .elementor-element.elementor-element-f4b6601 .elementor-button{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}@media(max-width:1024px){.elementor-widget-theme-post-featured-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-post-info .elementor-icon-list-item{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-7055 .elementor-element.elementor-element-022ee3e .elementor-icon-list-item{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-7055 .elementor-element.elementor-element-a7455c5 .elementor-heading-title{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}.elementor-widget-theme-post-excerpt{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-7055 .elementor-element.elementor-element-08693ae{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}.elementor-7055 .elementor-element.elementor-element-f4b6601 .elementor-button{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}@media(max-width:767px){.elementor-7055 .elementor-element.elementor-element-2c6df03{--padding-top:10px;--padding-bottom:10px;--padding-left:10px;--padding-right:10px;}.elementor-widget-theme-post-featured-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-post-info .elementor-icon-list-item{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-7055 .elementor-element.elementor-element-022ee3e .elementor-icon-list-item{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-7055 .elementor-element.elementor-element-a7455c5 .elementor-heading-title{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}.elementor-widget-theme-post-excerpt{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-7055 .elementor-element.elementor-element-08693ae{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}.elementor-7055 .elementor-element.elementor-element-f4b6601 .elementor-button{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );padding:10px 10px 10px 10px;}}\/* Start custom CSS for theme-post-featured-image, class: .elementor-element-85769e8 *\/.elementor-7055 .elementor-element.elementor-element-85769e8 a {\n    display: block;\n    width: 100%;\n}\/* End custom CSS *\/\n\/* Start custom CSS for button, class: .elementor-element-f4b6601 *\/.elementor-7055 .elementor-element.elementor-element-f4b6601 {\n    margin-top: auto;\n}\/* End custom CSS *\/<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"7055\" class=\"elementor elementor-7055 elementor-881 elementor-881 e-loop-item e-loop-item-9176 post-9176 post type-post status-publish format-standard has-post-thumbnail hentry category-latest-insights category-corporate-finance category-expert-article tag-finance tag-news tag-treasury\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-2c6df03 single-post-item e-flex e-con-boxed e-con e-parent\" data-id=\"2c6df03\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-85769e8 elementor-widget__width-inherit elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"85769e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/bdfexperts.de\/en\/latest-insights\/liquidity-planning-aligns-with-the-business-model\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"430\" src=\"https:\/\/bdfexperts.de\/wp-content\/uploads\/2026\/05\/Finance1-medium.jpg\" class=\"attachment-large size-large wp-image-7006\" alt=\"\" srcset=\"https:\/\/bdfexperts.de\/wp-content\/uploads\/2026\/05\/Finance1-medium.jpg 800w, https:\/\/bdfexperts.de\/wp-content\/uploads\/2026\/05\/Finance1-medium-300x161.jpg 300w, https:\/\/bdfexperts.de\/wp-content\/uploads\/2026\/05\/Finance1-medium-768x413.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-022ee3e elementor-widget__width-auto elementor-widget elementor-widget-post-info\" data-id=\"022ee3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-5f475ba elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t<a href=\"https:\/\/bdfexperts.de\/en\/2026\/10\/29\/\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>29. October 2026<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f708a7 elementor-widget__width-inherit elementor-widget elementor-widget-post-info\" data-id=\"0f708a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-5f475ba elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<a href=\"https:\/\/bdfexperts.de\/en\/corporate-finance\/\" class=\"elementor-post-info__terms-list-item\">Corporate Finance<\/a>, <a href=\"https:\/\/bdfexperts.de\/en\/expert-article\/\" class=\"elementor-post-info__terms-list-item\">Expert article<\/a>, <a href=\"https:\/\/bdfexperts.de\/en\/latest-insights\/\" class=\"elementor-post-info__terms-list-item\">Latest Insights<\/a>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a7455c5 elementor-widget__width-inherit text-bold elementor-widget elementor-widget-heading\" data-id=\"a7455c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Liquidity planning aligns with the business model<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-08693ae elementor-widget__width-inherit elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"08693ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t\tA plant manufacturer plans liquidity differently than a trader\u2014and both plan differently than an industrial conglomerate. If you don\u2019t tailor your planning to your own business, your plans will be...\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4b6601 elementor-align-left elementor-widget__width-inherit text-medium elementor-widget elementor-widget-button\" data-id=\"f4b6601\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/bdfexperts.de\/en\/latest-insights\/liquidity-planning-aligns-with-the-business-model\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"7055\" class=\"elementor elementor-7055 elementor-881 elementor-881 e-loop-item e-loop-item-9169 post-9169 post type-post status-publish format-standard has-post-thumbnail hentry category-expert-article category-latest-insights tag-finance tag-news tag-treasury\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-2c6df03 single-post-item e-flex e-con-boxed e-con e-parent\" data-id=\"2c6df03\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-85769e8 elementor-widget__width-inherit elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"85769e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/bdfexperts.de\/en\/expert-article\/data-migration-in-sap-s-4hana-approaches-planning-and-practical-implementation\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/bdfexperts.de\/wp-content\/uploads\/2026\/05\/Daten_abstrakt01-1024x683.jpg\" class=\"attachment-large size-large wp-image-7327\" alt=\"\" srcset=\"https:\/\/bdfexperts.de\/wp-content\/uploads\/2026\/05\/Daten_abstrakt01-1024x683.jpg 1024w, https:\/\/bdfexperts.de\/wp-content\/uploads\/2026\/05\/Daten_abstrakt01-300x200.jpg 300w, https:\/\/bdfexperts.de\/wp-content\/uploads\/2026\/05\/Daten_abstrakt01-768x512.jpg 768w, https:\/\/bdfexperts.de\/wp-content\/uploads\/2026\/05\/Daten_abstrakt01-1536x1024.jpg 1536w, https:\/\/bdfexperts.de\/wp-content\/uploads\/2026\/05\/Daten_abstrakt01.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-022ee3e elementor-widget__width-auto elementor-widget elementor-widget-post-info\" data-id=\"022ee3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-5f475ba elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t<a href=\"https:\/\/bdfexperts.de\/en\/2026\/10\/28\/\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>28. October 2026<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f708a7 elementor-widget__width-inherit elementor-widget elementor-widget-post-info\" data-id=\"0f708a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-5f475ba elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<a href=\"https:\/\/bdfexperts.de\/en\/expert-article\/\" class=\"elementor-post-info__terms-list-item\">Expert article<\/a>, <a href=\"https:\/\/bdfexperts.de\/en\/latest-insights\/\" class=\"elementor-post-info__terms-list-item\">Latest Insights<\/a>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a7455c5 elementor-widget__width-inherit text-bold elementor-widget elementor-widget-heading\" data-id=\"a7455c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Data Migration in SAP S\/4HANA \u2013 Approaches, Planning, and Practical Implementation<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-08693ae elementor-widget__width-inherit elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"08693ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t\tData migration is not a one-time upload, but a controlled transformation process. What matters most are not only the technology and loading methods, but also data quality, mapping, object dependencies,...\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4b6601 elementor-align-left elementor-widget__width-inherit text-medium elementor-widget elementor-widget-button\" data-id=\"f4b6601\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/bdfexperts.de\/en\/expert-article\/data-migration-in-sap-s-4hana-approaches-planning-and-practical-implementation\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"7055\" class=\"elementor elementor-7055 elementor-881 elementor-881 e-loop-item e-loop-item-6822 post-6822 post type-post status-publish format-standard has-post-thumbnail hentry category-latest-insights tag-news\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-2c6df03 single-post-item e-flex e-con-boxed e-con e-parent\" data-id=\"2c6df03\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-85769e8 elementor-widget__width-inherit elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"85769e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/bdfexperts.de\/en\/latest-insights\/25-years-of-bdf-experts-our-website-through-the-ages-7-25\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"532\" src=\"https:\/\/bdfexperts.de\/wp-content\/uploads\/2026\/04\/Design-ohne-Titel-28-e1779270252757-1024x681.png\" class=\"attachment-large size-large wp-image-6783\" alt=\"\" srcset=\"https:\/\/bdfexperts.de\/wp-content\/uploads\/2026\/04\/Design-ohne-Titel-28-e1779270252757-1024x681.png 1024w, https:\/\/bdfexperts.de\/wp-content\/uploads\/2026\/04\/Design-ohne-Titel-28-e1779270252757-300x199.png 300w, https:\/\/bdfexperts.de\/wp-content\/uploads\/2026\/04\/Design-ohne-Titel-28-e1779270252757-768x511.png 768w, https:\/\/bdfexperts.de\/wp-content\/uploads\/2026\/04\/Design-ohne-Titel-28-e1779270252757.png 1080w\" sizes=\"(max-width: 800px) 100vw, 800px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-022ee3e elementor-widget__width-auto elementor-widget elementor-widget-post-info\" data-id=\"022ee3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-5f475ba elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t<a href=\"https:\/\/bdfexperts.de\/en\/2026\/10\/16\/\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>16. October 2026<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f708a7 elementor-widget__width-inherit elementor-widget elementor-widget-post-info\" data-id=\"0f708a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-5f475ba elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<a href=\"https:\/\/bdfexperts.de\/en\/latest-insights\/\" class=\"elementor-post-info__terms-list-item\">Latest Insights<\/a>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a7455c5 elementor-widget__width-inherit text-bold elementor-widget elementor-widget-heading\" data-id=\"a7455c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">25 years of BDF EXPERTS: 25 years in numbers (20\/25)<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-08693ae elementor-widget__width-inherit elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"08693ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t\tEpisode 20 marks the beginning of the final act of our anniversary series. It kicks off with a recap that gets by without any adjectives....\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4b6601 elementor-align-left elementor-widget__width-inherit text-medium elementor-widget elementor-widget-button\" data-id=\"f4b6601\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/bdfexperts.de\/en\/latest-insights\/25-years-of-bdf-experts-our-website-through-the-ages-7-25\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e8e9097 e-flex e-con-boxed e-con e-parent\" data-id=\"5e8e9097\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-38be2b6f e-con-full e-flex e-con e-child\" data-id=\"38be2b6f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-484acdc3 e-con-full e-flex e-con e-child\" data-id=\"484acdc3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1deb05de elementor-widget__width-auto text-semibold text-uppercase elementor-widget elementor-widget-heading\" data-id=\"1deb05de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">CONTACT<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ff2f6ec elementor-widget__width-inherit text-bold elementor-widget elementor-widget-heading\" data-id=\"4ff2f6ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Finding<br>the rightsolution together.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-989312 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"989312\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We&#8217;re happy to answer your questions and help you find the right services to meet your needs.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7998fcd2 e-con-full e-flex e-con e-child\" data-id=\"7998fcd2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-77f1376c elementor-button-align-start contact-form elementor-widget elementor-widget-global elementor-global-7027 elementor-global-3589 elementor-widget-form\" data-id=\"77f1376c\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"kontakt\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"Contact\" aria-label=\"Contact\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"9176\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"77f1376c\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-checkbox elementor-field-group elementor-column elementor-field-group-field_a0d4190 elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_a0d4190\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tSalutation\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<div class=\"elementor-field-subgroup  elementor-subgroup-inline\"><span class=\"elementor-field-option\"><input type=\"checkbox\" value=\"Ms\" id=\"form-field-field_a0d4190-0\" name=\"form_fields[field_a0d4190][]\"> <label for=\"form-field-field_a0d4190-0\">Ms<\/label><\/span><span class=\"elementor-field-option\"><input type=\"checkbox\" value=\"Mr\" id=\"form-field-field_a0d4190-1\" name=\"form_fields[field_a0d4190][]\"> <label for=\"form-field-field_a0d4190-1\">Mr<\/label><\/span><span class=\"elementor-field-option\"><input type=\"checkbox\" value=\"Diverse\" id=\"form-field-field_a0d4190-2\" name=\"form_fields[field_a0d4190][]\"> <label for=\"form-field-field_a0d4190-2\">Diverse<\/label><\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-50 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tFirst name\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-field_e6f6e2b elementor-col-50 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_e6f6e2b\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tSurname\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_e6f6e2b]\" id=\"form-field-field_e6f6e2b\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-50 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEmail\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-field_6c1703d elementor-col-50 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_6c1703d\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tTelephone number\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_6c1703d]\" id=\"form-field-field_6c1703d\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-field_b405cd6 elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_b405cd6\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tCompany\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_b405cd6]\" id=\"form-field-field_b405cd6\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-textarea elementor-field-group elementor-column elementor-field-group-message elementor-col-100\">\n\t\t\t\t\t<textarea class=\"elementor-field-textual elementor-field  elementor-size-sm\" name=\"form_fields[message]\" id=\"form-field-message\" rows=\"4\" placeholder=\"Please describe briefly how BDF can support you.\"><\/textarea>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-acceptance elementor-field-group elementor-column elementor-field-group-field_7303a25 elementor-col-100\">\n\t\t\t\t\t\t\t<div class=\"elementor-field-subgroup\">\n\t\t\t<span class=\"elementor-field-option\">\n\t\t\t\t<input type=\"checkbox\" name=\"form_fields[field_7303a25]\" id=\"form-field-field_7303a25\" class=\"elementor-field elementor-size-sm  elementor-acceptance-field\">\n\t\t\t\t<label for=\"form-field-field_7303a25\">I have read the privacy policy. We explain how we handle your data responsibly in our privacy policy.<\/label>\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-recaptcha_v3 elementor-field-group elementor-column elementor-field-group-recaptcha elementor-col-100 recaptcha_v3-bottomright\">\n\t\t\t\t\t<div class=\"elementor-field\" id=\"form-field-recaptcha\"><div class=\"elementor-g-recaptcha\" data-sitekey=\"6LcBxeQtAAAAACXOrLx_pp1vR3hMyP5gttGNP6Q2\" data-type=\"v3\" data-action=\"Form\" data-badge=\"bottomright\" data-size=\"invisible\"><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Send message<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<input type='hidden' name='lang' value='en' \/><\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-375fe121 elementor-absolute elementor-widget__width-initial elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"375fe121\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"603\" src=\"https:\/\/bdfexperts.de\/wp-content\/uploads\/2026\/02\/envelope.png\" class=\"attachment-large size-large wp-image-6769\" alt=\"\" srcset=\"https:\/\/bdfexperts.de\/wp-content\/uploads\/2026\/02\/envelope.png 905w, https:\/\/bdfexperts.de\/wp-content\/uploads\/2026\/02\/envelope-300x226.png 300w, https:\/\/bdfexperts.de\/wp-content\/uploads\/2026\/02\/envelope-768x579.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>A plant manufacturer plans liquidity differently than a trader\u2014and both plan differently than an industrial conglomerate. If you don\u2019t tailor your planning to your own business, your plans will be out of touch with reality. Part 3 of our \u201cTreasury Engineers\u201d series.<\/p>\n","protected":false},"author":2,"featured_media":7006,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45,52,53],"tags":[54,55,75],"class_list":["post-9176","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-insights","category-corporate-finance","category-expert-article","tag-finance","tag-news","tag-treasury"],"_links":{"self":[{"href":"https:\/\/bdfexperts.de\/en\/wp-json\/wp\/v2\/posts\/9176","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bdfexperts.de\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bdfexperts.de\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bdfexperts.de\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/bdfexperts.de\/en\/wp-json\/wp\/v2\/comments?post=9176"}],"version-history":[{"count":1,"href":"https:\/\/bdfexperts.de\/en\/wp-json\/wp\/v2\/posts\/9176\/revisions"}],"predecessor-version":[{"id":9177,"href":"https:\/\/bdfexperts.de\/en\/wp-json\/wp\/v2\/posts\/9176\/revisions\/9177"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bdfexperts.de\/en\/wp-json\/wp\/v2\/media\/7006"}],"wp:attachment":[{"href":"https:\/\/bdfexperts.de\/en\/wp-json\/wp\/v2\/media?parent=9176"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bdfexperts.de\/en\/wp-json\/wp\/v2\/categories?post=9176"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bdfexperts.de\/en\/wp-json\/wp\/v2\/tags?post=9176"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}